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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,282 | $209,336-74.1% | $197,124-72.5% | $137,256-60.5% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 23.69% | 48.09%-24.4pp | 44.34%-20.7pp | 220.34%-196.7pp |
| Employer contribution / active EE | $14,245 | $6,591+116.1% | $6,227+128.7% | $4,156+242.7% |
| Participant deferral / active EE | $22,190 | $9,614+130.8% | $9,135+142.9% | $6,407+246.4% |
| Admin fee / account holder | $12,301 | $17,308-28.9% | $16,298-24.5% | $12,270+0.2% |