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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,199 | $106,524-75.4% | $152,301-82.8% | $87,485-70.1% |
| Participation rate | 43.3% | 75.8%-32.4pp | 82.4%-39.1pp | 68.9%-25.6pp |
| Annual return | 18.42% | 26.89%-8.5pp | 80.50%-62.1pp | 26.06%-7.6pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,667 | $6,525-43.8% | $8,004-54.2% | $4,274-14.2% |
| Admin fee / account holder | $93 | $8,287-98.9% | $14,398-99.4% | $7,775-98.8% |