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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,163 | $100,970+26.9% | $96,576+32.7% | $137,256-6.6% |
| Participation rate | 40.0% | 82.6%-42.6pp | 81.4%-41.4pp | 80.0%-40.0pp |
| Annual return | 30.21% | 38.16%-7.9pp | 38.47%-8.3pp | 220.34%-190.1pp |
| Employer contribution / active EE | $2,059 | $3,809-46.0% | $3,553-42.1% | $4,156-50.5% |
| Participant deferral / active EE | $8,151 | $8,286-1.6% | $7,956+2.4% | $6,407+27.2% |
| Admin fee / account holder | $0 | $11,312-100.0% | $11,381-100.0% | $12,270-100.0% |