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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,163 | $107,666+19.0% | $102,184+25.4% | $154,746-17.2% |
| Participation rate | 40.0% | 83.7%-43.7pp | 82.6%-42.6pp | 80.7%-40.7pp |
| Annual return | 30.21% | 29.33%+0.9pp | 31.58%-1.4pp | 172.34%-142.1pp |
| Employer contribution / active EE | $2,059 | $3,846-46.5% | $3,594-42.7% | $4,379-53.0% |
| Participant deferral / active EE | $8,151 | $8,719-6.5% | $8,309-1.9% | $6,730+21.1% |
| Admin fee / account holder | $0 | $12,943-100.0% | $11,609-100.0% | $14,365-100.0% |