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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,564 | $129,737+61.5% | $119,126+75.9% | $154,746+35.4% |
| Participation rate | 90.9% | 78.9%+12.1pp | 75.8%+15.1pp | 80.7%+10.2pp |
| Annual return | 22.69% | 379.08%-356.4pp | 282.11%-259.4pp | 172.34%-149.7pp |
| Employer contribution / active EE | $11,949 | $4,375+173.1% | $4,034+196.2% | $4,379+172.9% |
| Participant deferral / active EE | $8,422 | $5,842+44.2% | $5,318+58.4% | $6,730+25.1% |
| Admin fee / account holder | $2,401 | $11,961-79.9% | $10,693-77.6% | $14,365-83.3% |