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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,564 | $111,535+87.9% | $105,223+99.2% | $137,256+52.7% |
| Participation rate | 90.9% | 78.1%+12.8pp | 75.0%+15.9pp | 80.0%+10.9pp |
| Annual return | 22.69% | 237.85%-215.2pp | 180.65%-158.0pp | 220.34%-197.7pp |
| Employer contribution / active EE | $11,949 | $3,939+203.3% | $3,689+224.0% | $4,156+187.5% |
| Participant deferral / active EE | $8,422 | $5,500+53.1% | $5,072+66.1% | $6,407+31.4% |
| Admin fee / account holder | $2,401 | $9,721-75.3% | $8,859-72.9% | $12,270-80.4% |