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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,962 | $88,815+33.9% | $81,882+45.3% | $145,897-18.5% |
| Participation rate | 92.3% | 75.1%+17.2pp | 72.4%+19.9pp | 80.3%+12.0pp |
| Annual return | 17.71% | 1033.75%-1016.0pp | 779.47%-761.8pp | 552.29%-534.6pp |
| Employer contribution / active EE | $8,974 | $3,086+190.8% | $2,916+207.8% | $4,663+92.5% |
| Participant deferral / active EE | $16,001 | $4,647+244.3% | $4,323+270.1% | $6,689+139.2% |
| Admin fee / account holder | $6,429 | $8,434-23.8% | $7,360-12.6% | $13,390-52.0% |