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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,962 | $88,754+34.0% | $81,820+45.4% | $145,877-18.5% |
| Participation rate | 92.3% | 75.1%+17.2pp | 72.4%+19.9pp | 80.3%+12.0pp |
| Annual return | 17.71% | 1031.77%-1014.1pp | 777.93%-760.2pp | 551.28%-533.6pp |
| Employer contribution / active EE | $8,974 | $3,085+190.9% | $2,915+207.9% | $4,663+92.5% |
| Participant deferral / active EE | $16,001 | $4,648+244.3% | $4,323+270.2% | $6,691+139.2% |
| Admin fee / account holder | $6,429 | $8,424-23.7% | $7,391-13.0% | $13,402-52.0% |