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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,710 | $77,962-42.7% | $178,540-75.0% | $80,935-44.8% |
| Participation rate | 84.6% | 65.7%+18.9pp | 77.1%+7.5pp | 67.7%+17.0pp |
| Annual return | 13.14% | 18.10%-5.0pp | 27.15%-14.0pp | 35.66%-22.5pp |
| Employer contribution / active EE | $374 | $2,280-83.6% | $3,953-90.5% | $2,757-86.4% |
| Participant deferral / active EE | $3,727 | $4,404-15.4% | $6,281-40.7% | $4,299-13.3% |
| Admin fee / account holder | $2,040 | $7,156-71.5% | $10,424-80.4% | $6,924-70.5% |