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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,710 | $78,013-42.7% | $178,449-74.9% | $80,911-44.7% |
| Participation rate | 84.6% | 65.7%+18.9pp | 77.1%+7.5pp | 67.6%+17.0pp |
| Annual return | 13.14% | 18.07%-4.9pp | 27.09%-13.9pp | 35.63%-22.5pp |
| Employer contribution / active EE | $374 | $2,287-83.6% | $3,951-90.5% | $2,756-86.4% |
| Participant deferral / active EE | $3,727 | $4,408-15.4% | $6,277-40.6% | $4,297-13.3% |
| Admin fee / account holder | $2,040 | $7,166-71.5% | $10,362-80.3% | $6,935-70.6% |