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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,692 | $156,398-95.7% | $147,318-95.5% | $138,895-95.2% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 79.9%+7.6pp |
| Annual return | 21.00% | 78.75%-57.7pp | 70.43%-49.4pp | 145.39%-124.4pp |
| Employer contribution / active EE | $2,075 | $4,853-57.3% | $4,593-54.8% | $4,194-50.5% |
| Participant deferral / active EE | $3,372 | $8,237-59.1% | $7,906-57.4% | $6,396-47.3% |
| Admin fee / account holder | $407 | $14,976-97.3% | $13,708-97.0% | $12,562-96.8% |