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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,692 | $155,555-95.7% | $146,866-95.4% | $155,188-95.7% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.5%+5.0pp | 80.8%+6.7pp |
| Annual return | 21.00% | 115.41%-94.4pp | 102.85%-81.9pp | 148.84%-127.8pp |
| Employer contribution / active EE | $2,075 | $4,647-55.4% | $4,425-53.1% | $4,248-51.2% |
| Participant deferral / active EE | $3,372 | $8,044-58.1% | $7,759-56.5% | $6,531-48.4% |
| Admin fee / account holder | $407 | $14,755-97.2% | $13,620-97.0% | $14,480-97.2% |