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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,852 | $74,661-69.4% | $160,784-85.8% | $67,986-66.4% |
| Participation rate | 28.4% | 57.1%-28.8pp | 77.0%-48.6pp | 57.2%-28.8pp |
| Annual return | 17.97% | 28.83%-10.9pp | 1803.92%-1785.9pp | 31.67%-13.7pp |
| Employer contribution / active EE | $795 | $1,829-56.5% | $3,733-78.7% | $2,019-60.6% |
| Participant deferral / active EE | $1,455 | $3,681-60.5% | $6,293-76.9% | $3,358-56.7% |
| Admin fee / account holder | $3,070 | $3,959-22.5% | $9,717-68.4% | $3,203-4.2% |