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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,852 | $67,595-66.2% | $186,193-87.7% | $64,340-64.5% |
| Participation rate | 28.4% | 51.9%-23.6pp | 77.1%-48.7pp | 55.2%-26.9pp |
| Annual return | 17.97% | 17.46%+0.5pp | 78.03%-60.1pp | 24.14%-6.2pp |
| Employer contribution / active EE | $795 | $1,513-47.4% | $3,918-79.7% | $1,862-57.3% |
| Participant deferral / active EE | $1,455 | $3,023-51.9% | $6,513-77.7% | $2,980-51.2% |
| Admin fee / account holder | $3,070 | $5,311-42.2% | $11,058-72.2% | $3,703-17.1% |