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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,247 | $162,529-91.8% | $130,788-89.9% | $154,746-91.4% |
| Participation rate | 36.4% | 75.9%-39.5pp | 70.1%-33.7pp | 80.7%-44.3pp |
| Annual return | 46.97% | 510.48%-463.5pp | 386.44%-339.5pp | 172.34%-125.4pp |
| Employer contribution / active EE | $344 | $4,447-92.3% | $3,558-90.3% | $4,379-92.2% |
| Participant deferral / active EE | $591 | $4,808-87.7% | $4,137-85.7% | $6,730-91.2% |
| Admin fee / account holder | $452 | $7,669-94.1% | $6,673-93.2% | $14,365-96.9% |