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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,247 | $149,040-91.1% | $120,225-89.0% | $137,256-90.3% |
| Participation rate | 36.4% | 75.4%-39.1pp | 69.6%-33.2pp | 80.0%-43.6pp |
| Annual return | 46.97% | 605.68%-558.7pp | 439.23%-392.3pp | 220.34%-173.4pp |
| Employer contribution / active EE | $344 | $4,350-92.1% | $3,475-90.1% | $4,156-91.7% |
| Participant deferral / active EE | $591 | $4,655-87.3% | $3,999-85.2% | $6,407-90.8% |
| Admin fee / account holder | $452 | $6,348-92.9% | $5,696-92.1% | $12,270-96.3% |