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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,600 | $55,437-55.6% | $155,534-84.2% | $74,459-67.0% |
| Participation rate | 10.1% | 61.9%-51.8pp | 78.2%-68.1pp | 67.2%-57.1pp |
| Annual return | 15.49% | 269.58%-254.1pp | 64.92%-49.4pp | 1369.70%-1354.2pp |
| Employer contribution / active EE | $358 | $2,266-84.2% | $4,675-92.3% | $2,626-86.4% |
| Participant deferral / active EE | $1,108 | $2,837-60.9% | $5,630-80.3% | $4,350-74.5% |
| Admin fee / account holder | $984 | $1,742-43.5% | $15,900-93.8% | $1,945-49.4% |