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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,030 | $88,754+21.7% | $81,820+32.0% | $145,877-25.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 37.22% | 1031.77%-994.5pp | 777.93%-740.7pp | 551.28%-514.1pp |
| Employer contribution / active EE | $8,384 | $3,085+171.7% | $2,915+187.6% | $4,663+79.8% |
| Participant deferral / active EE | $8,441 | $4,648+81.6% | $4,323+95.3% | $6,691+26.2% |
| Admin fee / account holder | $960 | $8,424-88.6% | $7,391-87.0% | $13,402-92.8% |