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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,807 | $209,336-38.5% | $197,124-34.7% | $137,256-6.2% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 10.74% | 48.09%-37.3pp | 44.34%-33.6pp | 220.34%-209.6pp |
| Employer contribution / active EE | $11,100 | $6,591+68.4% | $6,227+78.2% | $4,156+167.1% |
| Participant deferral / active EE | $36,255 | $9,614+277.1% | $9,135+296.9% | $6,407+465.9% |
| Admin fee / account holder | $118,460 | $17,308+584.4% | $16,298+626.8% | $12,270+865.4% |