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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,989 | $223,823-66.5% | $211,142-64.5% | $154,746-51.5% |
| Participation rate | 80.0% | 87.9%-7.9pp | 87.3%-7.3pp | 80.7%-0.7pp |
| Annual return | 21.21% | 50.39%-29.2pp | 46.84%-25.6pp | 172.34%-151.1pp |
| Employer contribution / active EE | $11,280 | $6,787+66.2% | $6,442+75.1% | $4,379+157.6% |
| Participant deferral / active EE | $12,136 | $9,750+24.5% | $9,284+30.7% | $6,730+80.3% |
| Admin fee / account holder | $563 | $19,707-97.1% | $19,076-97.1% | $14,365-96.1% |