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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,989 | $209,336-64.2% | $197,124-62.0% | $137,256-45.4% |
| Participation rate | 80.0% | 87.3%-7.3pp | 86.7%-6.7pp | 80.0%0pp |
| Annual return | 21.21% | 48.09%-26.9pp | 44.34%-23.1pp | 220.34%-199.1pp |
| Employer contribution / active EE | $11,280 | $6,591+71.1% | $6,227+81.1% | $4,156+171.4% |
| Participant deferral / active EE | $12,136 | $9,614+26.2% | $9,135+32.9% | $6,407+89.4% |
| Admin fee / account holder | $563 | $17,308-96.7% | $16,298-96.5% | $12,270-95.4% |