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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,217 | $201,370-88.5% | $184,256-87.4% | $145,897-84.1% |
| Participation rate | 72.7% | 87.5%-14.8pp | 86.8%-14.1pp | 80.3%-7.6pp |
| Annual return | 22.96% | 29.05%-6.1pp | 28.85%-5.9pp | 552.29%-529.3pp |
| Employer contribution / active EE | $2,022 | $7,024-71.2% | $6,427-68.5% | $4,663-56.6% |
| Participant deferral / active EE | $3,496 | $9,808-64.4% | $9,133-61.7% | $6,689-47.7% |
| Admin fee / account holder | $2,998 | $16,364-81.7% | $13,899-78.4% | $13,390-77.6% |