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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,487 | $183,516-55.1% | $155,534-47.0% | $145,884-43.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.33% | 61.43%-51.1pp | 64.92%-54.6pp | 551.85%-541.5pp |
| Employer contribution / active EE | $5,359 | $5,315+0.8% | $4,675+14.6% | $4,662+14.9% |
| Participant deferral / active EE | $8,136 | $6,467+25.8% | $5,630+44.5% | $6,690+21.6% |
| Admin fee / account holder | $908 | $19,293-95.3% | $15,900-94.3% | $13,392-93.2% |