Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,705 | $108,882-95.7% | $96,754-95.1% | $154,746-97.0% |
| Participation rate | 21.4% | 75.1%-53.7pp | 70.3%-48.8pp | 80.7%-59.3pp |
| Annual return | 21.81% | 98.39%-76.6pp | 82.04%-60.2pp | 172.34%-150.5pp |
| Employer contribution / active EE | $0 | $3,018-100.0% | $2,679-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $561 | $5,323-89.5% | $4,758-88.2% | $6,730-91.7% |
| Admin fee / account holder | $1,310 | $10,200-87.2% | $8,905-85.3% | $14,365-90.9% |