Retirement plan

PEDIATRIC DENTISTRY OF SUNSET HILLS 401(K) PROFIT SHARING PLAN

Name: M. FERNANDEZ DDS, E BROWN DDS, J OSDIECK DMD LLC - PEDIATRIC DENTISTRY OF SUNSET HILLS 401(K) PROFIT SHARING PLAN (2024) Form 5500
Creator: M. FERNANDEZ DDS, E BROWN DDS, J OSDIECK DMD LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PEDIATRIC DENTISTRY OF SUNSET HILLS 401(K) PROFIT SHARING PLAN, M. FERNANDEZ DDS, E BROWN DDS, J OSDIECK DMD LLC

M. FERNANDEZ DDS, E BROWN DDS, J OSDIECK DMD LLCdba PEDIATRIC DENTISTRY OF SUNSET HILLSEIN 47-5541911Plan #001PY 2024

3555 SUNSET OFFICE DR. SUITE 210 - ST. LOUIS, MO 63127314-822-2764

Prospect flagsLow returnsHigh feesLow participation

How to read this page

Total assets (EOY)

$6.5M

+13.5% from 2023

Total participants

+36.2% from 2023

Average account balance

$112,812

+1.7% from 2023

Annual return

9.82%

-5.67 pp from 2023

Benchmarks

See 21,710 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort21,710 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.54M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$113K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$368K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.82%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2769

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$161K

$2769 / participant

Other / not subdivided$161K100.0%

% of EOY assets

2.454%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$112,812

$81,331+38.7%

$155,534-27.5%

$80,935+39.4%

Participation rate

63.8%

66.3%-2.5pp

78.2%-14.4pp

67.7%-3.9pp

Annual return

9.82%

33.37%-23.5pp

64.92%-55.1pp

35.66%-25.8pp

Employer contribution / active EE

$1,885

$3,105-39.3%

$4,675-59.7%

$2,757-31.6%

Participant deferral / active EE

$4,461

$3,454+29.1%

$5,630-20.8%

$4,299+3.8%

Admin fee / account holder

$2,769

$7,999-65.4%

$15,900-82.6%

$6,924-60.0%

PEDIATRIC DENTISTRY OF SUNSET HILLS 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PEDIATRIC DENTISTRY OF SUNSET HILLS 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion