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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,175 | $211,224+116.4% | $178,505+156.1% | $145,897+213.4% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 11.58% | 30.28%-18.7pp | 27.16%-15.6pp | 552.29%-540.7pp |
| Employer contribution / active EE | $13,039 | $4,577+184.9% | $3,955+229.7% | $4,663+179.6% |
| Participant deferral / active EE | $23,000 | $6,966+230.2% | $6,280+266.2% | $6,689+243.8% |
| Admin fee / account holder | $6,963 | $12,109-42.5% | $10,428-33.2% | $13,390-48.0% |