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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,102,444 | $162,136+580.0% | $152,301+623.9% | $154,746+612.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 15.68% | 91.02%-75.3pp | 80.50%-64.8pp | 172.34%-156.7pp |
| Employer contribution / active EE | $6,892 | $4,890+40.9% | $4,624+49.0% | $4,379+57.4% |
| Participant deferral / active EE | $18,567 | $8,341+122.6% | $8,004+132.0% | $6,730+175.9% |
| Admin fee / account holder | $6,789 | $15,759-56.9% | $14,398-52.8% | $14,365-52.7% |