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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,137 | $76,608-78.9% | $56,077-71.2% | $145,877-88.9% |
| Participation rate | 68.4% | 63.2%+5.2pp | 52.5%+15.9pp | 80.3%-11.9pp |
| Annual return | 9.16% | 3009.59%-3000.4pp | 1709.28%-1700.1pp | 551.28%-542.1pp |
| Employer contribution / active EE | $309 | $1,382-77.6% | $1,040-70.3% | $4,663-93.4% |
| Participant deferral / active EE | $480 | $2,624-81.7% | $1,954-75.4% | $6,691-92.8% |
| Admin fee / account holder | $15 | $3,325-99.5% | $2,825-99.5% | $13,402-99.9% |