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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,137 | $76,519-78.9% | $56,025-71.2% | $145,897-88.9% |
| Participation rate | 68.4% | 63.2%+5.2pp | 52.5%+15.9pp | 80.3%-11.9pp |
| Annual return | 9.16% | 3017.03%-3007.9pp | 1712.69%-1703.5pp | 552.29%-543.1pp |
| Employer contribution / active EE | $309 | $1,383-77.7% | $1,042-70.3% | $4,663-93.4% |
| Participant deferral / active EE | $480 | $2,624-81.7% | $1,955-75.4% | $6,689-92.8% |
| Admin fee / account holder | $15 | $3,331-99.5% | $2,828-99.5% | $13,390-99.9% |