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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,394 | $160,028-59.1% | $147,080-55.5% | $145,884-55.2% |
| Participation rate | 92.9% | 84.0%+8.8pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 105.07% | 98.60%+6.5pp | 420.17%-315.1pp | 551.85%-446.8pp |
| Employer contribution / active EE | $0 | $5,286-100.0% | $4,933-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $10,607 | $8,422+25.9% | $8,066+31.5% | $6,690+58.6% |
| Admin fee / account holder | $1,446 | $15,030-90.4% | $12,989-88.9% | $13,392-89.2% |