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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,993 | $110,093-1.0% | $97,295+12.0% | $145,897-25.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 8.49% | 244.76%-236.3pp | 75.62%-67.1pp | 552.29%-543.8pp |
| Employer contribution / active EE | $3,578 | $3,077+16.3% | $2,723+31.4% | $4,663-23.3% |
| Participant deferral / active EE | $18,100 | $4,678+286.9% | $4,264+324.5% | $6,689+170.6% |
| Admin fee / account holder | $2,837 | $6,212-54.3% | $5,646-49.8% | $13,390-78.8% |