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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,528 | $111,535-61.9% | $105,223-59.6% | $137,256-69.0% |
| Participation rate | 94.4% | 78.1%+16.4pp | 75.0%+19.4pp | 80.0%+14.5pp |
| Annual return | 12.76% | 237.85%-225.1pp | 180.65%-167.9pp | 220.34%-207.6pp |
| Employer contribution / active EE | $2,744 | $3,939-30.3% | $3,689-25.6% | $4,156-34.0% |
| Participant deferral / active EE | $5,692 | $5,500+3.5% | $5,072+12.2% | $6,407-11.2% |
| Admin fee / account holder | $6,352 | $9,721-34.7% | $8,859-28.3% | $12,270-48.2% |