Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,177 | $68,868-72.2% | $183,328-89.5% | $67,986-71.8% |
| Participation rate | 45.5% | 57.0%-11.6pp | 77.3%-31.9pp | 57.2%-11.8pp |
| Annual return | 22.62% | 28.80%-6.2pp | 29.67%-7.0pp | 31.67%-9.0pp |
| Employer contribution / active EE | $859 | $2,917-70.6% | $5,055-83.0% | $2,019-57.5% |
| Participant deferral / active EE | $2,188 | $4,364-49.9% | $6,795-67.8% | $3,358-34.8% |
| Admin fee / account holder | $1,064 | $3,805-72.0% | $21,427-95.0% | $3,203-66.8% |