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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,560 | $208,088+1.7% | $186,193+13.6% | $154,746+36.7% |
| Participation rate | 50.0% | 80.0%-30.0pp | 77.1%-27.1pp | 80.7%-30.7pp |
| Annual return | 18.22% | 89.97%-71.8pp | 78.03%-59.8pp | 172.34%-154.1pp |
| Employer contribution / active EE | $21,808 | $4,340+402.5% | $3,918+456.6% | $4,379+398.0% |
| Participant deferral / active EE | $13,850 | $7,078+95.7% | $6,513+112.6% | $6,730+105.8% |
| Admin fee / account holder | $10 | $11,698-99.9% | $11,058-99.9% | $14,365-99.9% |