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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,415 | $172,111-65.5% | $150,298-60.5% | $137,256-56.7% |
| Participation rate | 75.0% | 81.7%-6.7pp | 77.8%-2.8pp | 80.0%-5.0pp |
| Annual return | 21.42% | 69.37%-48.0pp | 62.79%-41.4pp | 220.34%-198.9pp |
| Employer contribution / active EE | $3,330 | $4,636-28.2% | $4,154-19.8% | $4,156-19.9% |
| Participant deferral / active EE | $8,692 | $6,166+41.0% | $5,453+59.4% | $6,407+35.7% |
| Admin fee / account holder | $1,901 | $16,471-88.5% | $14,116-86.5% | $12,270-84.5% |