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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,752 | $102,609+162.9% | $98,090+175.0% | $138,895+94.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 12.03% | 36.44%-24.4pp | 37.05%-25.0pp | 145.39%-133.4pp |
| Employer contribution / active EE | $4,221 | $3,867+9.1% | $3,606+17.0% | $4,194+0.6% |
| Participant deferral / active EE | $3,750 | $8,167-54.1% | $7,845-52.2% | $6,396-41.4% |
| Admin fee / account holder | $22,758 | $11,434+99.0% | $11,815+92.6% | $12,562+81.2% |