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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,752 | $97,289+177.3% | $92,805+190.7% | $155,188+73.8% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 12.03% | 29.03%-17.0pp | 31.59%-19.6pp | 148.84%-136.8pp |
| Employer contribution / active EE | $4,221 | $3,632+16.2% | $3,424+23.3% | $4,248-0.6% |
| Participant deferral / active EE | $3,750 | $8,795-57.4% | $8,448-55.6% | $6,531-42.6% |
| Admin fee / account holder | $22,758 | $12,015+89.4% | $10,911+108.6% | $14,480+57.2% |