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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,964 | $72,071-48.7% | $68,368-45.9% | $137,256-73.1% |
| Participation rate | 54.2% | 76.2%-22.1pp | 73.8%-19.6pp | 80.0%-25.8pp |
| Annual return | 20.94% | 353.14%-332.2pp | 292.57%-271.6pp | 220.34%-199.4pp |
| Employer contribution / active EE | $1,032 | $2,788-63.0% | $2,649-61.1% | $4,156-75.2% |
| Participant deferral / active EE | $2,330 | $4,410-47.2% | $4,123-43.5% | $6,407-63.6% |
| Admin fee / account holder | $148 | $5,336-97.2% | $5,150-97.1% | $12,270-98.8% |