Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,818 | $97,550+29.0% | $120,344+4.5% | $87,485+43.8% |
| Participation rate | 24.0% | 72.8%-48.8pp | 76.7%-52.7pp | 68.9%-44.9pp |
| Annual return | 14.72% | 18.41%-3.7pp | 20.30%-5.6pp | 26.06%-11.3pp |
| Employer contribution / active EE | $1,175 | $2,291-48.7% | $3,020-61.1% | $2,596-54.7% |
| Participant deferral / active EE | $1,814 | $4,230-57.1% | $5,135-64.7% | $4,274-57.6% |
| Admin fee / account holder | $1,843 | $9,543-80.7% | $12,742-85.5% | $7,775-76.3% |