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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,201 | $58,234-51.6% | $81,783-65.5% | $80,874-65.1% |
| Participation rate | 72.2% | 63.4%+8.8pp | 72.4%-0.1pp | 67.6%+4.6pp |
| Annual return | 13.15% | 41.70%-28.6pp | 775.05%-761.9pp | 35.62%-22.5pp |
| Employer contribution / active EE | $1,750 | $2,341-25.3% | $2,913-39.9% | $2,756-36.5% |
| Participant deferral / active EE | $5,216 | $3,283+58.9% | $4,320+20.7% | $4,297+21.4% |
| Admin fee / account holder | $1,896 | $4,982-61.9% | $7,380-74.3% | $6,935-72.7% |