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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,201 | $58,311-51.6% | $81,882-65.6% | $80,959-65.2% |
| Participation rate | 72.2% | 63.5%+8.7pp | 72.4%-0.2pp | 67.7%+4.6pp |
| Annual return | 13.15% | 41.85%-28.7pp | 779.47%-766.3pp | 35.67%-22.5pp |
| Employer contribution / active EE | $1,750 | $2,347-25.4% | $2,916-40.0% | $2,757-36.5% |
| Participant deferral / active EE | $5,216 | $3,287+58.7% | $4,323+20.7% | $4,300+21.3% |
| Admin fee / account holder | $1,896 | $4,752-60.1% | $7,360-74.2% | $6,925-72.6% |