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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,958 | $76,608-49.1% | $56,077-30.5% | $145,877-73.3% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 12.19% | 3009.59%-2997.4pp | 1709.28%-1697.1pp | 551.28%-539.1pp |
| Employer contribution / active EE | $9,089 | $1,382+557.8% | $1,040+773.6% | $4,663+94.9% |
| Participant deferral / active EE | $7,672 | $2,624+192.4% | $1,954+292.6% | $6,691+14.7% |
| Admin fee / account holder | $307 | $3,325-90.8% | $2,825-89.1% | $13,402-97.7% |