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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,245 | $183,592-77.5% | $155,567-73.5% | $145,959-71.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 19.13% | 61.24%-42.1pp | 64.74%-45.6pp | 561.95%-542.8pp |
| Employer contribution / active EE | $6,518 | $5,315+22.6% | $4,674+39.4% | $4,661+39.8% |
| Participant deferral / active EE | $7,656 | $6,464+18.4% | $5,628+36.0% | $6,689+14.5% |
| Admin fee / account holder | $613 | $19,318-96.8% | $15,916-96.2% | $13,398-95.4% |