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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,605 | $162,529-57.2% | $130,788-46.8% | $154,746-55.0% |
| Participation rate | 44.4% | 75.9%-31.4pp | 70.1%-25.7pp | 80.7%-36.3pp |
| Annual return | 13.12% | 510.48%-497.4pp | 386.44%-373.3pp | 172.34%-159.2pp |
| Employer contribution / active EE | $1,703 | $4,447-61.7% | $3,558-52.1% | $4,379-61.1% |
| Participant deferral / active EE | $2,757 | $4,808-42.7% | $4,137-33.4% | $6,730-59.0% |
| Admin fee / account holder | $0 | $7,669-100.0% | $6,673-100.0% | $14,365-100.0% |