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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,659 | $169,336-68.9% | $129,384-59.3% | $145,884-63.9% |
| Participation rate | 80.0% | 76.5%+3.5pp | 69.6%+10.4pp | 80.3%-0.3pp |
| Annual return | 15.52% | 14408.70%-14393.2pp | 9461.77%-9446.3pp | 551.85%-536.3pp |
| Employer contribution / active EE | $4,140 | $5,540-25.3% | $4,153-0.3% | $4,662-11.2% |
| Participant deferral / active EE | $6,462 | $4,985+29.6% | $4,166+55.1% | $6,690-3.4% |
| Admin fee / account holder | $17,404 | $9,912+75.6% | $7,686+126.4% | $13,392+30.0% |