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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,516 | $172,111+69.4% | $150,298+94.0% | $137,256+112.4% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 9.24% | 69.37%-60.1pp | 62.79%-53.5pp | 220.34%-211.1pp |
| Employer contribution / active EE | $11,106 | $4,636+139.5% | $4,154+167.4% | $4,156+167.2% |
| Participant deferral / active EE | $23,250 | $6,166+277.1% | $5,453+326.4% | $6,407+262.9% |
| Admin fee / account holder | $3,863 | $16,471-76.5% | $14,116-72.6% | $12,270-68.5% |