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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,164 | $199,109-84.3% | $173,730-82.1% | $154,746-79.9% |
| Participation rate | 65.0% | 82.8%-17.8pp | 79.6%-14.6pp | 80.7%-15.7pp |
| Annual return | 15.60% | 20.02%-4.4pp | 19.96%-4.4pp | 172.34%-156.7pp |
| Employer contribution / active EE | $1,451 | $5,311-72.7% | $4,577-68.3% | $4,379-66.9% |
| Participant deferral / active EE | $4,268 | $7,113-40.0% | $6,326-32.5% | $6,730-36.6% |
| Admin fee / account holder | $1,462 | $20,916-93.0% | $17,523-91.7% | $14,365-89.8% |