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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,289 | $81,233-59.0% | $155,567-78.6% | $80,874-58.8% |
| Participation rate | 50.0% | 66.2%-16.2pp | 78.2%-28.2pp | 67.6%-17.6pp |
| Annual return | 20.37% | 33.33%-13.0pp | 64.74%-44.4pp | 35.62%-15.2pp |
| Employer contribution / active EE | $4,603 | $3,101+48.5% | $4,674-1.5% | $2,756+67.0% |
| Participant deferral / active EE | $4,552 | $3,452+31.9% | $5,628-19.1% | $4,297+5.9% |
| Admin fee / account holder | $1,381 | $7,998-82.7% | $15,916-91.3% | $6,935-80.1% |