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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,289 | $81,358-59.1% | $155,556-78.6% | $80,959-58.9% |
| Participation rate | 50.0% | 66.3%-16.3pp | 78.2%-28.2pp | 67.7%-17.7pp |
| Annual return | 20.37% | 33.39%-13.0pp | 64.84%-44.5pp | 35.67%-15.3pp |
| Employer contribution / active EE | $4,603 | $3,106+48.2% | $4,675-1.5% | $2,757+67.0% |
| Participant deferral / active EE | $4,552 | $3,455+31.7% | $5,631-19.2% | $4,300+5.9% |
| Admin fee / account holder | $1,381 | $7,994-82.7% | $15,885-91.3% | $6,925-80.1% |