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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $586,853 | $160,070+266.6% | $147,117+298.9% | $145,897+302.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.17% | 98.69%-91.5pp | 420.54%-413.4pp | 552.29%-545.1pp |
| Employer contribution / active EE | $2,044 | $5,285-61.3% | $4,932-58.6% | $4,663-56.2% |
| Participant deferral / active EE | $10,160 | $8,419+20.7% | $8,065+26.0% | $6,689+51.9% |
| Admin fee / account holder | $1,485 | $15,035-90.1% | $12,993-88.6% | $13,390-88.9% |