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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,210 | $55,446-11.2% | $155,574-68.4% | $74,429-33.9% |
| Participation rate | 45.7% | 61.9%-16.2pp | 78.2%-32.5pp | 67.2%-21.5pp |
| Annual return | 15.02% | 269.20%-254.2pp | 64.87%-49.8pp | 1368.38%-1353.4pp |
| Employer contribution / active EE | $1,781 | $2,266-21.4% | $4,676-61.9% | $2,625-32.2% |
| Participant deferral / active EE | $3,143 | $2,836+10.8% | $5,629-44.2% | $4,348-27.7% |
| Admin fee / account holder | $3,611 | $1,743+107.2% | $15,914-77.3% | $1,944+85.7% |