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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,210 | $55,472-11.3% | $155,567-68.4% | $74,546-34.0% |
| Participation rate | 45.7% | 61.9%-16.2pp | 78.2%-32.5pp | 67.2%-21.5pp |
| Annual return | 15.02% | 268.72%-253.7pp | 64.74%-49.7pp | 1366.03%-1351.0pp |
| Employer contribution / active EE | $1,781 | $2,269-21.5% | $4,674-61.9% | $2,624-32.1% |
| Participant deferral / active EE | $3,143 | $2,838+10.7% | $5,628-44.2% | $4,347-27.7% |
| Admin fee / account holder | $3,611 | $1,743+107.2% | $15,916-77.3% | $1,944+85.8% |