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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,417 | $180,749-85.4% | $160,784-83.6% | $137,256-80.8% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 16.14% | 2234.46%-2218.3pp | 1803.92%-1787.8pp | 220.34%-204.2pp |
| Employer contribution / active EE | $3,570 | $4,155-14.1% | $3,733-4.4% | $4,156-14.1% |
| Participant deferral / active EE | $3,570 | $6,844-47.8% | $6,293-43.3% | $6,407-44.3% |
| Admin fee / account holder | $961 | $10,397-90.8% | $9,717-90.1% | $12,270-92.2% |