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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,041 | $211,224-92.9% | $178,505-91.6% | $145,897-89.7% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 10.31% | 30.28%-20.0pp | 27.16%-16.8pp | 552.29%-542.0pp |
| Employer contribution / active EE | $2,805 | $4,577-38.7% | $3,955-29.1% | $4,663-39.8% |
| Participant deferral / active EE | $2,805 | $6,966-59.7% | $6,280-55.3% | $6,689-58.1% |
| Admin fee / account holder | $915 | $12,109-92.4% | $10,428-91.2% | $13,390-93.2% |