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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,432 | $227,399-16.7% | $189,758-0.2% | $198,609-4.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 16.18% | 61.03%-44.9pp | 52.62%-36.4pp | 202.70%-186.5pp |
| Employer contribution / active EE | $5,250 | $5,526-5.0% | $4,767+10.1% | $5,055+3.8% |
| Participant deferral / active EE | $23,500 | $6,837+243.7% | $5,856+301.3% | $6,977+236.8% |
| Admin fee / account holder | $1,422 | $25,162-94.3% | $20,388-93.0% | $19,030-92.5% |