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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,211 | $211,224-57.3% | $178,505-49.5% | $145,897-38.2% |
| Participation rate | 85.7% | 80.8%+4.9pp | 77.1%+8.6pp | 80.3%+5.4pp |
| Annual return | 22.73% | 30.28%-7.6pp | 27.16%-4.4pp | 552.29%-529.6pp |
| Employer contribution / active EE | $2,613 | $4,577-42.9% | $3,955-33.9% | $4,663-44.0% |
| Participant deferral / active EE | $7,535 | $6,966+8.2% | $6,280+20.0% | $6,689+12.6% |
| Admin fee / account holder | $413 | $12,109-96.6% | $10,428-96.0% | $13,390-96.9% |