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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,925 | $100,970-64.4% | $96,576-62.8% | $137,256-73.8% |
| Participation rate | 66.7% | 82.6%-15.9pp | 81.4%-14.8pp | 80.0%-13.3pp |
| Annual return | 27.05% | 38.16%-11.1pp | 38.47%-11.4pp | 220.34%-193.3pp |
| Employer contribution / active EE | $2,096 | $3,809-45.0% | $3,553-41.0% | $4,156-49.6% |
| Participant deferral / active EE | $4,398 | $8,286-46.9% | $7,956-44.7% | $6,407-31.4% |
| Admin fee / account holder | $0 | $11,312-100.0% | $11,381-100.0% | $12,270-100.0% |