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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,118 | $58,258-63.8% | $81,820-74.2% | $80,925-73.9% |
| Participation rate | 97.9% | 63.5%+34.5pp | 72.4%+25.5pp | 67.7%+30.3pp |
| Annual return | 16.27% | 41.76%-25.5pp | 777.93%-761.7pp | 35.65%-19.4pp |
| Employer contribution / active EE | $0 | $2,345-100.0% | $2,915-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $4,938 | $3,284+50.4% | $4,323+14.2% | $4,299+14.9% |
| Admin fee / account holder | $2,445 | $4,976-50.9% | $7,391-66.9% | $6,940-64.8% |