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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,118 | $58,311-63.8% | $81,882-74.2% | $80,959-73.9% |
| Participation rate | 97.9% | 63.5%+34.4pp | 72.4%+25.5pp | 67.7%+30.2pp |
| Annual return | 16.27% | 41.85%-25.6pp | 779.47%-763.2pp | 35.67%-19.4pp |
| Employer contribution / active EE | $0 | $2,347-100.0% | $2,916-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,938 | $3,287+50.2% | $4,323+14.2% | $4,300+14.8% |
| Admin fee / account holder | $2,445 | $4,752-48.6% | $7,360-66.8% | $6,925-64.7% |