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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,085 | $162,136+27.7% | $152,301+36.0% | $154,746+33.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 15.19% | 91.02%-75.8pp | 80.50%-65.3pp | 172.34%-157.2pp |
| Employer contribution / active EE | $8,748 | $4,890+78.9% | $4,624+89.2% | $4,379+99.8% |
| Participant deferral / active EE | $17,331 | $8,341+107.8% | $8,004+116.5% | $6,730+157.5% |
| Admin fee / account holder | $4,494 | $15,759-71.5% | $14,398-68.8% | $14,365-68.7% |