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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,410 | $136,860+9.2% | $120,344+24.2% | $154,746-3.4% |
| Participation rate | 75.0% | 79.9%-4.9pp | 76.7%-1.7pp | 80.7%-5.7pp |
| Annual return | 7.52% | 21.38%-13.9pp | 20.30%-12.8pp | 172.34%-164.8pp |
| Employer contribution / active EE | $1,793 | $3,533-49.2% | $3,020-40.6% | $4,379-59.0% |
| Participant deferral / active EE | $2,730 | $5,793-52.9% | $5,135-46.8% | $6,730-59.4% |
| Admin fee / account holder | $608 | $15,393-96.0% | $12,742-95.2% | $14,365-95.8% |