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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,772 | $106,864-19.7% | $147,318-41.8% | $82,637+3.8% |
| Participation rate | 96.4% | 75.5%+20.9pp | 82.1%+14.4pp | 68.1%+28.4pp |
| Annual return | 19.74% | 27.49%-7.8pp | 70.43%-50.7pp | 53.51%-33.8pp |
| Employer contribution / active EE | $6,996 | $3,417+104.8% | $4,593+52.3% | $2,552+174.1% |
| Participant deferral / active EE | $10,298 | $6,496+58.5% | $7,906+30.2% | $4,126+149.6% |
| Admin fee / account holder | $12,202 | $8,415+45.0% | $13,708-11.0% | $7,339+66.3% |