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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,623 | $162,136-68.8% | $152,301-66.8% | $154,746-67.3% |
| Participation rate | 91.7% | 84.1%+7.6pp | 82.4%+9.2pp | 80.7%+11.0pp |
| Annual return | 18.44% | 91.02%-72.6pp | 80.50%-62.1pp | 172.34%-153.9pp |
| Employer contribution / active EE | $2,867 | $4,890-41.4% | $4,624-38.0% | $4,379-34.5% |
| Participant deferral / active EE | $7,226 | $8,341-13.4% | $8,004-9.7% | $6,730+7.4% |
| Admin fee / account holder | $314 | $15,759-98.0% | $14,398-97.8% | $14,365-97.8% |