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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,584 | $106,749-51.7% | $145,433-64.5% | $82,448-37.4% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 21.30% | 27.59%-6.3pp | 66.58%-45.3pp | 41.64%-20.3pp |
| Employer contribution / active EE | $7,098 | $3,444+106.1% | $4,554+55.9% | $2,551+178.3% |
| Participant deferral / active EE | $12,409 | $6,519+90.4% | $7,897+57.1% | $4,139+199.8% |
| Admin fee / account holder | $13,152 | $8,390+56.8% | $13,129+0.2% | $7,234+81.8% |