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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,584 | $106,524-51.6% | $152,301-66.1% | $87,485-41.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 21.30% | 26.89%-5.6pp | 80.50%-59.2pp | 26.06%-4.8pp |
| Employer contribution / active EE | $7,098 | $3,371+110.6% | $4,624+53.5% | $2,596+173.4% |
| Participant deferral / active EE | $12,409 | $6,525+90.2% | $8,004+55.0% | $4,274+190.4% |
| Admin fee / account holder | $13,152 | $8,287+58.7% | $14,398-8.7% | $7,775+69.2% |