Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,805 | $85,515-81.5% | $112,040-85.9% | $67,986-76.8% |
| Participation rate | 45.8% | 68.2%-22.4pp | 76.5%-30.7pp | 57.2%-11.4pp |
| Annual return | 16.76% | 29.68%-12.9pp | 24.52%-7.8pp | 31.67%-14.9pp |
| Employer contribution / active EE | $1,157 | $2,191-47.2% | $2,954-60.8% | $2,019-42.7% |
| Participant deferral / active EE | $1,535 | $4,014-61.8% | $5,098-69.9% | $3,358-54.3% |
| Admin fee / account holder | $709 | $3,774-81.2% | $12,098-94.1% | $3,203-77.9% |