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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,643 | $99,875+18.8% | $146,866-19.2% | $86,983+36.4% |
| Participation rate | 96.6% | 75.8%+20.7pp | 82.5%+14.0pp | 69.5%+27.0pp |
| Annual return | 25.05% | 28.10%-3.1pp | 102.85%-77.8pp | 25.83%-0.8pp |
| Employer contribution / active EE | $8,251 | $3,224+155.9% | $4,425+86.5% | $2,584+219.2% |
| Participant deferral / active EE | $16,776 | $6,322+165.3% | $7,759+116.2% | $4,194+300.0% |
| Admin fee / account holder | $8,960 | $7,838+14.3% | $13,620-34.2% | $7,856+14.1% |